Dr Lisa l Cole Martin

Author, Educator, Speaker, Consultant

Empowering Families to Plan for the Future

Guiding Diverse Families through Financial Planning and Elder Resource Management for Every Stage of Life

Publications

Cases in Family Financial Planning: A Guide for Financial Planning Analysis and Plan Preparation
ISBN 9781792454349
  • This comprehensive textbook is an essential resource for students and professionals in family financial planning, offering a structured, in-depth approach to client engagement and financial plan development. It covers key areas, including the financial planning process, client financial status analysis, income tax evaluation, risk protection, and asset growth strategies. Organized into six parts, the text includes practical case studies and real-world scenarios to enhance problem-solving skills. With guided solutions and extensive appendices, it serves as both an educational tool and a practical reference for family financial planning practitioners, equipping them to create effective, customized financial plans. Kendall Hunt
  • Target Audience:
  • • Undergraduate and graduate students in family financial planning programs
  • • Financial planning professionals seeking a comprehensive reference
  • • Educators in financial planning and related fields

  • Availability:
  • • Publisher's Website: Kendall Hunt Publishing
  • • Amazon: Amazon.com
  • • Barnes & Noble: Barnes & Noble

  • Formats:
  • • Digital Copy: Available through the publisher's website
  • • Print Version: Available through Amazon and Barnes & Noble
Resource Management for the Elderly Well-Being: A Holistic Approach to Financial Planning and Security in Retirement Years
ISBN 9798385142989
As global populations age, the "Silver Tsunami" presents pressing challenges in securing the financial well-being of elderly citizens. Resource Management for Elderly Well-Being is a thorough guide addressing this need, offering strategies for families, caregivers, and financial professionals to build financial resilience for the elderly. Covering essential topics like retirement funding, rising healthcare costs, and long-term care, it highlights proactive planning as key to avoiding financial instability. Integrating insights from finance, gerontology, and social work, this resource provides practical tools and case studies, empowering readers to manage aging-related financial challenges with confidence and preparedness. Amazon Target Audience:• Financial advisors and planners specializing in retirement and elder care• Caregivers managing the finances of elderly family members• Individuals planning for their own retirement• Students and professionals in gerontology and social work Availability: • Publisher's Website: Kendall Hunt Publishing• Amazon: Amazon.com• Barnes & Noble: Barnes & Noble Formats:• Digital Copy: Available through Amazon Kindle and Barnes & Noble Nook• Print Version: Available through Amazon and Barnes & Noble

About the author

With over 25 years of experience, I am an educator and consultant specializing in accounting, finance, business, and instructional technology. I hold a Doctor of Education in Instructional Technology and a Master’s in Personal Financial Planning from Texas Tech University, an MBA in Public Administration from the University of Findlay, and a Bachelor’s in Accounting from Grambling State University. My focus areas include investments, taxation, and estate planning, and I am dedicated to helping clients achieve their financial and educational goals with clarity and confidence through personalized guidance and expertise in financial planning and instructional technology.
My Mission
To provide accessible, inclusive, and empowering financial planning services that equip low and middle-class individuals with the knowledge, tools, and confidence needed to build secure financial futures. We are committed to breaking down barriers in financial education, promoting transparency, and delivering compassionate, personalized guidance that respects each person’s unique journey and goals.
My core Beliefs
  • Accessibility: Ensuring financial knowledge and resources are available to everyone, regardless of background, education level, or income.
  • Inclusivity: Creating a welcoming environment that respects and values diverse perspectives, recognizing the unique financial needs and goals of all individuals.
  • Transparency: Providing clear, honest information and guidance to foster trust and understanding in financial planning.
  • Empowerment: Equipping individuals with the tools and confidence needed to make informed financial decisions and take charge of their financial futures.
  • Education: Emphasizing continuous learning and demystifying complex financial concepts to make them understandable and actionable for all.
  • Supportive Guidance: Offering compassionate, non-judgmental assistance to help individuals overcome financial challenges and build long-term stability.

Financial Planning Tools

Budgeting
Budget Planner by CFPB: https://www.consumerfinance.gov/consumer-tools/budgeting/
Mint Budget Calculator: https://mint.intuit.com/budget-calculator/
EveryDollar Budget Tool: https://www.ramseysolutions.com/ramseyplus/everydollar
Fidelity Budgeting Worksheet: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/budgeting-worksheet.pdf
Spreadsheet for Budgeting (Google Sheets): https://www.google.com/sheets/about/
Cash Management
CFPB Cash Flow Worksheet: https://files.consumerfinance.gov/f/documents/cfpb_cashflow_tool.pdf
Quicken Cash Management Tool: https://www.quicken.com/
YNAB Cash Flow Management Software: https://www.youneedabudget.com/
Fidelity Cash Flow Worksheet: https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/cashflow-worksheet.pdf
Bankrate Cash Flow Calculator: https://www.bankrate.com/calculators/mortgages/cash-flow-calculator.asp
Time Value of Money (TVM)
Bankrate TVM Calculator: https://www.bankrate.com/calculators/savings/savings-calculator.aspx
Investopedia TVM Guide and Calculator: https://www.investopedia.com/terms/t/timevalueofmoney.asp
Calculator.net TVM Calculator: https://www.calculator.net/tvm-calculator.html
Texas Instruments BA II Plus TVM Workbook: https://education.ti.com/en/software/details/en/B1B35CC9BAE04B7883E66A2225AE34F1/ba-ii-plus-worksheets
Microsoft Excel TVM Functions Guide: https://support.microsoft.com/en-us/office/fv-function-3f939d00-823b-4156-9a45-daf2a2b201b6
Emergency Fund
Emergency Fund Calculator by NerdWallet: https://www.nerdwallet.com/emergency-fund-calculator
Bankrate Emergency Savings Calculator: https://www.bankrate.com/calculators/savings/emergency-savings-calculator.aspx
Vanguard Emergency Fund Worksheet: https://investor.vanguard.com/emergency-fund/
Practical Money Skills Emergency Savings Planner: https://www.practicalmoneyskills.com/emergency
Wells Fargo Emergency Fund Guide: https://www.wellsfargo.com/goals-saving/emergency-fund/
Retirement Planning
Vanguard Retirement Income Calculator: https://retirementplans.vanguard.com/VGApp/pe/pubeducation/calculators/RetirementIncomeCalc.jsf
Schwab Retirement Savings Calculator: https://www.schwab.com/retirement-calculator
AARP Retirement Calculator: https://www.aarp.org/retirement/retirement-calculator/
Bankrate Retirement Income Calculator: https://www.bankrate.com/calculators/retirement/retirement-income-calculator.aspx
T. Rowe Price Retirement Planning Tool: https://www.troweprice.com/retirement-income-calculator/
Income Tax Planning
IRS Tax Withholding Estimator: https://www.irs.gov/individuals/tax-withholding-estimator
H&R Block Tax Calculator: https://www.hrblock.com/tax-calculator/
TurboTax Tax Estimator: https://turbotax.intuit.com/tax-tools/calculators/taxcaster/
SmartAsset Income Tax Calculator: https://smartasset.com/taxes/income-taxes
Bankrate Tax Calculator: https://www.bankrate.com/calculators/tax-planning/tax-calculator.aspx
Health Insurance Planning
Healthcare.gov Plan Finder: https://www.healthcare.gov/see-plans/
Kaiser Family Foundation Subsidy Calculator: https://www.kff.org/interactive/subsidy-calculator/
AARP Health Insurance Cost Calculator: https://www.aarp.org/health/medicare-insurance/calculator.html
Ehealth Medicare Calculator: https://www.ehealthinsurance.com/medicare/medicare-calculator
HSA Contributions Calculator (HSA Bank): https://www.hsabank.com/hsabank/education/health-savings-account-contribution-calculator